The High Cost of Teenage Terrors.

This article focuses on the importance of and adolescent risk management program to parents. The best protection combines financial safeguards with a hefty dose of good parenting and acceptance of the possibility that even the best children can get into trouble. Dark impulses can be released when teenagers mess with alcohol, drugs and sex. The aftermath can wipe out a family's financial resources. Some parents think they can maintain control by hosting promenade night or graduation parties where they provide the alcohol. However, if a guest at the party is involved in a car crash, the parents can be staggered by lawsuits.