the FINANCIAL AND BUDGETARY ADMINISTRATION AS A TOOL IN HIGH SCHOOL TO COMBAT YOUTH DEBT ; El LA ADMINISTRACIÓN FINANCIERA Y PRESUPUESTARIA EN ESCUELAS SECUNDARIAS COMO HERRAMIENTA PARA COMBATIR EL ENDEUDAMIENTO JUVENIL ; A ADMINISTRAÇÃO FINANCEIRA E ORÇAMENTÁRIA NO ENSINO MÉDIO COMO FERRAMENTA DE COMBATE AO ENDIVIDAMENTO JUVENIL

The global scenario is in an accelerated economic phase and as a result, the national economic scenario is no different. In recent years, a situation can be observed in Brazil: the significant increase in the participation of young people in the economy, through the increase in purchasing power after completing the last stage of basic education. However, this factor has had a side effect on young people: financial indebtedness. This situation can be justified by the lack of minimal knowledge of financial and budgetary management. The objective of this study is to analyze the effect of the lack of financial and budget education in high school and the financial vulnerability that leads to youth indebtedness. This research presents concepts of economy and indebtedness to contextualize and substantiate the report and, therefore, the performance of a bibliographical and documental analysis that shows as a result an alert: we are on a collision course. The current generation cannot manage itself, and its main hopes are in a school grade that still does not exist. It concludes whether there is an immediate need to insert administrative and budgetary education as a mandatory subject in the common curriculum of schools to change this scenario of default. ; El escenario mundial se encuentra en una fase económica acelerada y, en consecuencia, el escenario económico nacional no es diferente. En los últimos años, se puede observar una situación en Brasil: el aumento significativo de la participación de los jóvenes en la economía, a través del aumento del poder adquisitivo después de completar la última etapa de la educación básica. Sin embargo, este factor ha tenido un efecto secundario en los jóvenes: el endeudamiento económico. Esta situación puede justificarse por la falta de conocimientos mínimos de gestión financiera y presupuestaria. El objetivo de este estudio es analizar el efecto de la falta de educación financiera y presupuestaria en la escuela secundaria y la vulnerabilidad financiera que conduce al endeudamiento ...