نبذة مختصرة : Mobile-Commerce is the latest concept of enabling the financial transactions on mobile phones and hand-held devices. With the rapid development of the society, the M-Commerce applications play a vital role. Mobile-ATM is one such application, enabling the banking services on mobile phones. Even though users have a poor computer literacy, they will be able to use the Mobile-ATM system easily. This kind of application is very useful, especially in rural areas, where accessing financial and banking services is a critical issue due to the distance barriers. Hence this paper discusses the social, economical and technical impact of the Mobile-ATM system, which is developed by the authors. Moreover the paper points out the essential value added services provided by our system with respect to financial transactions services such as security and confidentiality. Although the Mobile-ATM is technically feasible and practically deployed, it is important to have community acceptance. This paper discusses the community acceptance of this system and related issues.
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