How to Not Go Broke.

FINANCIAL planning; HOUSEHOLD budgets; LUNCHBOX cooking; ELECTRIC power conservation; THERMOSTAT; VOHWINKLE, Jeremy; FINANCIAL planners

The article discusses the ways on how to save money for the holidays. Financial planning specialist at Diversified Investment Advisors, Jeremy Vohwinkle, said brownbagging lunch can save thousands a year. It suggests unplugging appliances when not in use to lessen ambient electricity, which could account for up to 25% of power bills. Vowinkle added that lowering the thermostat, with each degree dropped below 70, can reduce the electrical bill by as much as 3%.