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Poverty reduction in rural China: Does the digital finance matter?

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  • المؤلفون: Chen B;Chen B; Zhao C; Zhao C
  • المصدر:
    PloS one [PLoS One] 2021 Dec 16; Vol. 16 (12), pp. e0261214. Date of Electronic Publication: 2021 Dec 16 (Print Publication: 2021).
  • نوع النشر :
    Journal Article; Research Support, Non-U.S. Gov't
  • اللغة:
    English
  • معلومة اضافية
    • المصدر:
      Publisher: Public Library of Science Country of Publication: United States NLM ID: 101285081 Publication Model: eCollection Cited Medium: Internet ISSN: 1932-6203 (Electronic) Linking ISSN: 19326203 NLM ISO Abbreviation: PLoS One Subsets: MEDLINE
    • بيانات النشر:
      Original Publication: San Francisco, CA : Public Library of Science
    • الموضوع:
      Digital Technology/*trends ; Government Programs/*economics ; Poverty/*prevention & control; China ; Cities ; Entrepreneurship ; Family Characteristics ; Farmers ; Government Programs/trends ; Humans ; Poverty/statistics & numerical data ; Poverty/trends ; Public Policy ; Rural Population/statistics & numerical data ; Technology
    • نبذة مختصرة :
      As digital finance is widely spread and applied in China, this new format of financial technology could become a new way to reduce poverty in rural areas. By matching digital financial indexes of the prefectural-level cities with microdata on rural households from the China Household Finance Survey (CHFS) in 2017, we find that digital finance significantly suppresses absolute poverty and relative poverty among rural households in China, which is supported by a series of robustness tests, such as the instrumental variable approach, using alternative specifications, and excluding extreme observations. Additionally, we provide evidence that the poverty reduction effect of digital finance is likely to be explained by alleviating credit constraints and information constraints, broadening social networks, and promoting entrepreneurship. Our findings further complement the research field on financial poverty reduction and offer insights for the development of public financial policies of poverty reduction in other countries, especially in some developing countries.
      Competing Interests: The authors have declared that no competing interests exist.
    • References:
      Science. 2016 Dec 9;354(6317):1288-1292. (PMID: 27940873)
    • الموضوع:
      Date Created: 20211216 Date Completed: 20220125 Latest Revision: 20220125
    • الموضوع:
      20221213
    • الرقم المعرف:
      PMC8675699
    • الرقم المعرف:
      10.1371/journal.pone.0261214
    • الرقم المعرف:
      34914740