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…AND HOW IT AFFECTS CONSUMER'S PURSE STRINGS.
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The article presents views and insights of the author concerning the importance of both mortgage debt and consumer installment credit in assessing the outlook for future consumption expenditures in the U.S. Lynn Paquette of the Federal Reserve Bank of New York calculates that the ratio of outstanding installment credit plus mortgage debt, hit a new record of 74 percent of take-home pay. Information about the details of home mortgage and installment debt payments is presented.
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