Return of the native.

CHICAGO (Ill.); ILLINOIS

The article focuses on the success of the Bank of Montreal in Chicago, Illinois. In buying Chicago's number three bank, Harris Bankcorp Inc., in 1984, the Bank of Montreal had chosen a moment when Harris' much bigger competitors, Continental Illinois and First Chicago, beset by major troubles, were on the defensive. William Mulholland, the American-born chairman of the Bank of Montreal, had ambitions. But, like most aggressive banks, Montreal got into trouble with bad loans; loan loss provisions in 1984 hit $375 million.